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Personal Finance (Not Investing) • Re: [Retirement Advice] Liars figure and...
What is your expected marginal tax rate when those RMD's hit? If you do Roth conversions up to the top of the federal 12% tax bracket while on the ACA, it acts as an additional 10-18% additional...
View ArticlePersonal Finance (Not Investing) • Re: Move to CA realistic at retirement age?
You may want to go on ZILLOW and check rents in the various areas. The closer to the water, the more money. You can follow that until you are ready to make the move. I personally would take a trip and...
View ArticlePersonal Finance (Not Investing) • Re: Using 529 Funds for Roth IRA...
I believe that the 529 college savings plan must have been open for 15 years to use 529 money to fund the student’s Roth IRA. Edit: I didn’t notice the 15 year reference in the above post.I’m sure the...
View ArticlePersonal Finance (Not Investing) • Re: Medicare Newbie Questions
3+ months before I went on Medicare I twice read the aforementioned Medicare dummies book plus this one:https://www.medicare.gov/publications/1 ... nd-You.pdfGood thing I did as they educated me to...
View ArticlePersonal Finance (Not Investing) • Re: Seeking advice for landscape project:...
If you need to borrow or crush your savings for a landscaping project, you are overspending. Unless you are adding major features you should be able to cash flow something like this.Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • Re: How Much Do You Value Your Time At?
I am completely on the other side of the fence. I want to do only those things that I really like to do. Don't want to fix garage doors, don't want to drive to airport. If I can hire somebody to do...
View ArticlePersonal Finance (Not Investing) • Re: IRMAA & Roth Conversion
Thank you Navillus1968 & SuzBanyan for your responses to this thread. The information has been very helpful in determining a path forward. After speaking with social security, the IRA rep &...
View ArticlePersonal Finance (Not Investing) • Re: How did having children change your...
Congratulations! You will go through a period of adjusting and that's okay.While my wife and I religiously saved for retirement during our child-free lives, we wasted a lot of money on meals out,...
View ArticlePersonal Finance (Not Investing) • Re: Another 2023 IRMAA Question
[Topic is now in Personal Finance (Not Investing) - IRMAA question - mod mkc]I am a single tax payer in my upper 70's who would like to maximize my IRMAA space for 2023 conversions. My goal is to stay...
View ArticlePersonal Finance (Not Investing) • Re: Industry // Salary and Annual raise //...
MedTech/Devices Non-commissioned individual contributors comp plans are getting an Average 40% of target bonus amount, probably and average of about $5,000, some more and some less. Salary increases...
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Personal Finance (Not Investing) • Re: Houston TX area - property tax
The HCC service and tax districts are shown below. Is your property in one of the colored boxes? If so, you probably pay the tax. If you don’t like it, move outside the colored boxes.Of course if OP...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity free Turbotax 2023
Thx for the watch out of this team, I got mine by $5!Statistics: Posted by mcregis — Sat Dec 16, 2023 8:36 pm
View ArticlePersonal Finance (Not Investing) • Re: CCRC's are out. Tips for "aging...
Tough subject with no clear answer.Family members in their nineties have had a person live in, and stay at their house for 3-4 nights. Still not ideal as all nights are not covered. Cost around $3000/...
View ArticlePersonal Finance (Not Investing) • Re: Soc Sec Statement - Bitter Sweet
Here's the part that people need to know and is rarely explained clearly. I used the word "held back" carefully because it is not confiscated or lost. It is sort of saved and restored over time when...
View ArticlePersonal Finance (Not Investing) • Re: Tax logistics on issuing 1099 for a...
If you get the W-9 and it shows they are LLC electing S-corp status they generally are not required to be issued a 1099.Statistics: Posted by gionnovi — Sun Dec 17, 2023 8:13 pm
View ArticlePersonal Finance (Not Investing) • Re: Quicken Reporting Preference
Thought I am using Quicken Classic Business & Personal it is the exact same version and build as you have above.Earlier during my work today I'd clicked both of those under "Early Access". Then...
View ArticlePersonal Finance (Not Investing) • Re: SIL considering a PhD in Engineering,...
My son-in-law has just finished an MS in materials engineering, and he currently works for a company specializing in corrosion control. One of his professors encouraged him to pursue a PhD in...
View ArticlePersonal Finance (Not Investing) • Re: Telling our children about your net...
During one of the chats with my 24 year old about how to manage inheritance (will be in 8 figures via trusts) in case we croaked ( we are in mid 50s). she mentioned we should tell her how much and...
View ArticlePersonal Finance (Not Investing) • Re: For those who want retirement:...
I'm going to ask you a question that those who follow my posts already know what it is. What, for you is X? Let me answer that for you then give you a homework assignment.X is "retirement spending"....
View ArticlePersonal Finance (Not Investing) • Re: Upcoming insurance renewal and...
Thanks for the suggestions. Sounds like sending a check will be the way to go until I can find a new insurer.Statistics: Posted by MCST — Sun Dec 17, 2023 8:51 pm
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